- What is a Texas public adjuster?
There’s a big
difference between a public insurance adjuster and the insurance adjuster who
works for your insurer. A public adjuster is a professional insurance expert
who can assist you in getting the best possible insurance settlement.
- Who does the Texas public adjuster work for?
The Texas adjuster works for
you, the public while the insurance company adjuster works for the insurance.
By hiring your own adjuster, your interests will be represented.
- Should I buy insurance from a Texas public insurance adjuster?
professionals are not insurance representatives in any way and they will not
sell you insurance.
- How does a Texas-based public adjuster help me with my insurance claim?
the adjuster is a Texan, he will be familiar with rebuilding costs in the area.
Out of state adjusters sometimes base their estimates on the costs they are familiar
with which can be significantly lower depending on where they are from.
- Can’t I do it myself?
Filing insurance claims can
range from simple to complex. A minor fender-bender is one thing however a devastating
loss to your home or business is incredibly complex. A Texas public adjuster
can help you through this difficult time by handling the burden as well as maximizing
your settlement offer.
- Why should I hire a Texas public adjuster
entitled to the money under my policy?
A Texas public adjuster can help by getting
you a larger offer. Their experience and expertise helps them to uncover and
document losses that your insurance company may overlook. While you may be satisfied
with the insurance offer, a public adjuster who knows Texas building customs
and costs can dramatically increase the offer.
- What does a public adjuster do for Texas policyholders?
They handle everything
from start to finish including paperwork, sifting through damaged goods, taking
photos, making estimates, documenting repairs, and negotiating with the insurance
- Does Texas license a public adjuster?
Yes, in order to be a public adjuster
in Texas, one must pass a licensing exam, post a bond, and maintain their license
with continuing education.
- How does the Texas public adjuster help me get paid faster?
Texas has a prompt
payment policy however payments can be delayed each time the insurance company
asks for further documentation or more information. Public adjusters are well
versed in handling paperwork and documenting their findings that their thoroughness
virtually eliminates stalling tactics.
- How much should I pay the Texas public adjuster?
In Texas, a public adjuster
can only charge a fee if they can get you a larger settlement offer than the
insurance company originally proposes. Once this happens, you will pay the adjuster
a percentage of the claim which is limited to ten percent.
- What types of claims does a Texas public adjuster work on?
They work on all
types of claims including commercial and residential claims. Causes include hurricanes,
storms, floods, hail, tornados, wind, fire, theft, vandalism, and even explosions
or building collapses. If you have a covered loss in Texas, a public adjuster
- When should I hire a Texas public adjuster?
At any time during the claims